Keep all your reference materials, handouts and notes within reach inside this organized ring-binder. One side of the folder includes a gusseted document pocket, four business card pockets, two pen loops, two zip pockets and a clear ID holder. Opposite the organization panel is a writing pad for those random thoughts and reminders you need to remember. In between, you'll find a removable 1" three-ring binder so you can shuffle, rearrange and organize your loose-leaf papers as you need. The front zippered pocket houses another organizer for extra pens and accessories. Secure the binder with the wraparound zippered closure. Cover material: DuraHyde Zippered Includes refillable 8-1/2" W X 11" H notepad 30-pages white, lined paper Zippered front pocket Gusseted document pocket 4 business card pockets Two pen loops Two zippered pockets Clear ID holder Removable 1" 3-ring binder Deluxe front and interior organizer Size: 13-1/2" x 10-1/2" x 1-3/4"